Dec 3rd 2007, 06:25 LNL L&L Financial Services
by Lindsay Druart

Changes effective December 3rd

*Prime rate will be eliminated for the time being until we see fit to establish one at a later date.

*Regular savings accounts will have a weekly yield of 0.1% weekly (0.0143% daily) with no penalty for early termination. Interest calculation will still be based on the average daily balance over a 7 day period.

*We will add a 1 week CD that has a weekly yield of 0.2% weekly (0.0286% daily) with a 50% early termination penalty with a L$1000 minimum. We are also adding a 2 week CD that has a weekly yield of 0.5% weekly (0.0714% daily) with a 75% early termination period with a L$5000 minimum. Early termination penalty is the percentage of interest earned at termination and does not affect the principal. Interest on CDs is still paid out daily.

*The 30 day CD will have a weekly yield of 0.75% weekly (0.1071% daily) with a 88% early termination penalty with a L$10,000 minimum and the 90 day CD will have a weekly yield 1.00% weekly (0.1423% daily) with a 100% early termination penalty with a L$50,000 minimum.

*Secured loans interest will drop from 0.21% daily to 0.14% daily. Criteria will remain the same for the most part with each loan handled on a case by case basis.

*Unsecured personal loans will become available with 0.175% daily interest (to be announced). Loans fulfilled within 24 hours to account. Loans will be handled on case by case basis.

*Affiliates will receive weekly bonuses for their affiliations at 0.01% of the average balance per user on their ATM if the average per user is over L$5000.

Sincerely,

Lindsay Druart