SLCapex forum - Virtual Payment Systems, Inc.

Re: Any progress.....updates?

Tue, 13 Jul 2010 12:58:23 -0700

Well... hope dies last as we say in germany and the announcement of Chango that there is sort of a progress again made the investors happy for a short while.

So the stocks went higher again and even I invested some bucks again. As long as Chango will keep us informed more often and we see the progress there will stay hope.

Best regards
Esco

in topic Any progress.....updates? by Escortina Pfeffer

Re: Any progress.....updates?

Thu, 08 Jul 2010 17:56:41 -0700

Hi Escortina,
fair question. I am upset because I am heavily invested in the SL stock exchanges in general - and dead companies that continue to trade on them are bad for everyone.

When they were setting up VPAY, i implored them to just let it die, rather than set up another company of false hopes where nothing would be accomplished - but the assured the community that they would take it seriously and do some work to make something of it.

I think the easy answer to your question is, no - the concept of VPAY cannot work without time and money - and VPAY has neither. In addition , they would be going head-to-head with Linden Labs as a competitor, who has automatic sign-up to their merchant service for all avatars now.

As I asked two years ago, can't we just let this die and get it off the exchange? This farce has gone on long enough.

dd

in topic Any progress.....updates? by Delish Demina

Re: Any progress.....updates?

Wed, 07 Jul 2010 08:21:47 -0700

I wonder why you as non investor seem to be upset about that. Generally you are right of course. There are a lot of open questions left e.g.:

"Is the basic concept of VPAY after over a year of non-developement still worth the paper it was written on or is it allready outdated in it's basics or - what would be even worse - allreday realized by a third party?"

See, a wise german entertainer once said this: "If you have good business concepts and ideas - please tell me. I am always willing to steal them and use them for me!"

Best regards
Esco

in topic Any progress.....updates? by Escortina Pfeffer

Re: Any progress.....updates?

Sun, 04 Jul 2010 07:44:33 -0700

Not making excuses btw...totally agree.

A company OR "plan" is only as good as the people who are behind it.

in topic Any progress.....updates? by Cash Yiyuan

Re: Any progress.....updates?

Sun, 04 Jul 2010 05:08:31 -0700

you're kidding right? A year? It takes about 4 minutes to log in and leave a message if only just to say that nothing has progressed because of "real life", every once in a while.

Personally, I consider my obligations to SL as part of my real life, so I make the time even when events make it next to impossible.

Considering the genesis of VPAY, I would have thought the people running it would be even more sensitive to leaving investors out in the cold.

In my opinion, it's inexcusable, pure and simple.

However, I am not an investor, and clearly none of them gives a sh*t any more.

dd

in topic Any progress.....updates? by Delish Demina

Re: Any progress.....updates?

Sat, 03 Jul 2010 01:30:16 -0700

probably that thing called Real Life...

in topic Any progress.....updates? by Cash Yiyuan

Re: Any progress.....updates?

Fri, 02 Jul 2010 19:58:08 -0700

ok is it just me, or was it a year and three days between posts from Chango?

wtf?

dd

in topic Any progress.....updates? by Delish Demina

Re: Any progress.....updates?

Fri, 02 Jul 2010 11:16:33 -0700

Thanks for the update Chango,

it is good to read that there is a progress in VPAY going on after a long time of waiting.

I am not shure if I will keep on investing or just will wait for a while - at least I am one of the top 10 shareholders of VPAY allready ^^

Best regards
Esco

in topic Any progress.....updates? by Escortina Pfeffer

Re: Any progress.....updates?

Thu, 01 Jul 2010 01:03:56 -0700

Thanks for the update... putting some more buys in now ;-)

Edit: One thing I'm gonna be bold and ask, on the equally bold assumption that there are a lot of shareholders thinking like me - would it be possible to get more frequent and more detailed updates? I'm not exactly sure what these would consist of, but it'd give us more to go on than gut feeling/the occasional 'still working on it' post... Just my 2 cents

in topic Any progress.....updates? by Alister Harrington

Re: Any progress.....updates?

Wed, 30 Jun 2010 05:02:43 -0700

Hey Folks,

Its been crazy trying to work with godaddy to figure out what exactly keeps happening with their server, but finally we have moved out from there, phew.

Now, its back to VPAY. Thanks for the patience, but yes I am working on it and I do plan to have a release very soon.

Cheers,
/CK

in topic Any progress.....updates? by Chango Kanto

Re: Any progress.....updates?

Tue, 29 Jun 2010 16:38:25 -0700

[deleted]

in topic Any progress.....updates? by Alister Harrington

Re: Any progress.....updates?

Sat, 26 Jun 2010 02:16:40 -0700

Hey Chango

Like so many others just wanted to pop in say hello and see what the buzz is.

Hope you have been keeping up on the LL market news.

Quite a few unhappy people with the way things are handled over there.

Also I took a look at InWorldz. Looks to be pretty compatible and sounds like you could add it to the mix. This would broaden availability. Doesnt look like OL has a decent up and running marketplace either.

Be pretty cool if VPay could be seen as a bridge between all these worlds.

LL has knocked the stuffing out of much of the commerce marketing when they bought out Xstreeter and OnRez.

Time someone stepped back in and set things straight.

in topic Any progress.....updates? by SynCere Talon

Re: Any progress.....updates?

Mon, 07 Jun 2010 06:01:31 -0700

OMG - I just logged in after two weeks of vacancies and I see that I have far more stocks than before. I know I had some buy orders placed at a far more than low price. And it is true - I just paid up to 0.12 L$ per stock.

Is there a reason for this or is VPAY just going down in direction zero again like that?

Best regards
Esco

in topic Any progress.....updates? by Escortina Pfeffer

Re: YOU , who confiscated my friends VPAY shares !

Sat, 05 Jun 2010 04:28:05 -0700

Scott
Where do we find customer service ticket ?

in topic YOU , who confiscated my friends VPAY shares ! by Sean4you Shepherd

Re: Any progress.....updates?

Thu, 03 Jun 2010 10:12:56 -0700

3 weeks away from a year since a posting... ah the fond times of hope.

in topic Any progress.....updates? by Shaggy Yer

Re: Any progress.....updates?

Mon, 24 May 2010 12:47:10 -0700

hello chango,
any progress of your work in vpay?
thanks,
kikok

in topic Any progress.....updates? by kikokenpyr Beaumont

Re: YOU , who confiscated my friends VPAY shares !

Fri, 21 May 2010 09:19:36 -0700

Scott. I suggest you check support ticket. I filed a ticket the day before i wrote in forum. Never know when i would get an answer on a supportcase. Could take weeks.
Anyway, now i got your attention.

And since none of SLCAPEX managment bother informing accountowners about such important information, its important others can read whats happend.

Another thought slipped through my mind. Who is those stocks registered on if they arent in her account. And who got the money ? And what had become of those assets if i havent looked this up ?

Eternity Hawks , wich is the account holder, havent received any note about her account being put as dorment account. She still is in JT financial group.

Finally, i would like someone who is responsible to explain why numbers of VPAY shares vary from day to day. My VPAY stocks is a fixed number, but in EH :s account the numbers has varied from day to day and has decreased.
Wich i find odd. But im sure the original numbers is to find somewhere.

regards
Sean

btw , where do i find customer service ticket to use ?

in topic YOU , who confiscated my friends VPAY shares ! by Sean4you Shepherd

Re: YOU , who confiscated my friends VPAY shares !

Thu, 20 May 2010 14:07:52 -0700

A Customer Service ticket is the proper place for this, not in the forum.

If the account is not accessed for 18 months is goes into a dorment state that we can restore when your friend contacts us thru a support ticket.

The stocks and lindens in a dorment account are still here.

Thank you,

Scott

in topic YOU , who confiscated my friends VPAY shares ! by Scott Nestler

YOU , who confiscated my friends VPAY shares !

Thu, 20 May 2010 13:54:35 -0700

My friend have never been interested i stockmarket and never wanted any stocks in VPAY. But money was converted to stocks in SLW and then VPAY. She havent logged into her account for a long time since she isnt interested and feel bad about being scammed on her money she once depo in a bank. She asked me for help in this matter.
However, her stocks in VPAY have disappeard.
No stocks and no money.

There has been no sales of stocks and no withdrawals.
So who took her stocks ?

Please step forward and fix this issue.

in topic YOU , who confiscated my friends VPAY shares ! by Sean4you Shepherd

Re: VPAY shareholders' meeting on 13th march... any informations?

Mon, 19 Apr 2010 00:20:17 -0700

hello cash, thanks for information.
have you another news about vpay and chango work ?
regards,
kikok

in topic VPAY shareholders' meeting on 13th march... any informations? by kikokenpyr Beaumont

Re: VPAY shareholders' meeting on 13th march... any informations?

Sun, 18 Apr 2010 17:36:10 -0700

Hi All, there was no scheduled meeting for VPAY 13 March 2010

in topic VPAY shareholders' meeting on 13th march... any informations? by Cash Yiyuan

Re: VPAY shareholders' meeting on 13th march... any informations?

Sun, 18 Apr 2010 04:34:52 -0700

best contacting to meeting by email. live in europe
thanks

in topic VPAY shareholders' meeting on 13th march... any informations? by kikokenpyr Beaumont

Re: VPAY shareholders' meeting on 13th march... any informations?

Sat, 17 Apr 2010 05:47:43 -0700

seems like major shareholders doesnt care anymore...

Well, we could predict this to happen.

in topic VPAY shareholders' meeting on 13th march... any informations? by Sean4you Shepherd

Re: lolwut? (oO)

Sat, 17 Apr 2010 05:46:07 -0700

Escortina, I think most of Changos shares , he got as a payment for work he should do for SLCAPEX on its software. He got a lot.......
And after conversions and different actions he now own a major stake in Vpay.
I think he also bought some shares on market. Dont know how much though.

So i guess he wont loose that much , abandoning VPAY.

in topic lolwut? (oO) by Sean4you Shepherd

Re: VPAY shareholders' meeting on 13th march... any informations?

Wed, 07 Apr 2010 00:50:07 -0700

hello, me either I was not informed of the meeting. chango's post I missed. we could have a resume of what has been said?
thank you,
kikok

in topic VPAY shareholders' meeting on 13th march... any informations? by kikokenpyr Beaumont

VPAY shareholders' meeting on 13th march... any informations?

Tue, 06 Apr 2010 05:15:41 -0700

Helloo all,

unfortunately I was not able to come to the sharehoers meeting on 13th march.

Anyhow I would wish me some informations like a log or an official compendium of what was said there and I believe that some other would like to know where we stand, where the devellopment goes to and especially if there still is sort of devellopment going on in the future.

I would have come but I had RL business keeping me from the online conference. Next time I will do my best to get there - promised!

Best Regards
Esco

in topic VPAY shareholders' meeting on 13th march... any informations? by Escortina Pfeffer

Re: lolwut?

Mon, 15 Mar 2010 17:37:27 -0700

I wouldn't say VPAY is hopeless, there is a good deal of potential in it. What SEEMS hopeless is actually getting it off the ground, lack of taking advantage of the failures of the competition, keeping investors (by choice or otherwise) informed as to what is going on, and having to watch the stock price jump up only to creep back down because to the rest of the SL world, nothing is being produced. Going months without working on it does not solidify shareholder faith, which is what I believe to be the big reason why VPAY was hovering between L$0.15 and L$0.25 not too long ago.

I understand that Chango has essentially been a one-man army in terms of getting it put together, so I can't fault him too much for having so much resting on his shoulders. Still, it doesn't SEEM like it has been a priority to get it done. Despite the sayings about L$'s not being real, or that this a stock game, real money is tied into all this. It doesn't matter if it is one cent or $50,000, we shareholders are owed results at some point or another. We are owed continuous and consistent communication at the very least.

I'm sort of a x%/y% person with VPAY. A large percent of my shares came about because of the conversion without my say, and another percent was because I purchased shares. I wasn't thrilled with my money playing ping-pong, but unlike a lot of people at the time, I trust the staff and the PTB to make honorable decisions. I can take responsibility for my choice to buy myself deeper into this though.

>sigh< Let's just get this damned thing started, get everyone informed on what is going on, and get some profitability back for those of us who haven't given up... I need my optimism back...

Honor Virtutis Praemium...
Silverblade Dagger

in topic lolwut? (oO) by Silverblade Dagger

Re: lolwut? (oO)

Mon, 15 Mar 2010 05:40:02 -0700

What you say there is exactly the way i think most people see it too.

What i find strange here is that people hold onto these stocks, if you're not willing to pay 9mill for this (price of 0.8 l$ per share) then why should anyone else ? :)

I'm not saying that vpay is holpeless, but there are other things around here that do pay a dividend, and are quiet volatile (trading friendly). They're trading a prices much less laughable also.

in topic lolwut? (oO) by Andy Grant

Re: lolwut? (oO)

Mon, 15 Mar 2010 04:19:22 -0700

I think this is a bit harsh formulated..

You should also see that Chango holds over 50% of these stocks so he sits in the same boat as we all do, just with a majority part of stocks. He put his money in as we all investors did.

If you ask me if I would have invested in this if it was new and that an investment of 9 Million Linden Dollars would be necessary I propably would have laughed.

But as most here I came to the stocks like a vergin to her child... Once - a long time ago - my money were automatically transferred into stocks - I had no choice that time where I invested it because I stupid girl didn't realize the bank crash and suddenly I was stock holder instead... and that was my idea ... having a nice SL life with 0.1 percent interest per day.

I support and trust in Chango even if I would wish me some more informations about progress update from time to time.

Best regards
Esco

in topic lolwut? (oO) by Escortina Pfeffer

Re: lolwut? &#40;oO&#41;

Thu, 11 Mar 2010 22:36:23 -0800

by the time that vpay becomes profitable, I think that I would have already get back my initial investment from my website :) http://www.slrevue.com/

in topic lolwut? (oO) by JayT Axel

Re: lolwut? (oO)

Thu, 11 Mar 2010 13:08:40 -0800

SbD - If I'm not mistaken, the reason that millions of L$ were transformed into dozens of L$ is because us lucky "investors" were supporting some idiots unsuccessful gambling addiction.

in topic lolwut? (oO) by Jadge Jacobus

Re: lolwut? (oO)

Thu, 11 Mar 2010 08:14:48 -0800

Silverblade, well said.

As you say, lots of time has been spent and little visible progress made.

I asked the question if people believe a payment gateway is worth paying 9mill for (thats VPAY at the price of 0.79 L$ per share, current bid). If people, who btw happen to hold VPAY happen to believe that ~9mill is a good investment for a service like VPAY should become, giving VPAY some competition may not be a bad idea. Every day people hold onto an investment they miss another one.

I'm quiet sure its possbile to develop a highly competitive solution for less money than that the market valuates vpay at.

In other words, my point is that very likely VPAY is trading on unrealistic hopes, rather than potential. If someone disagrees, then lets find out (33k USD can fund quiet a lot of programming hours).

in topic lolwut? (oO) by Andy Grant

Re: lolwut?

Thu, 11 Mar 2010 07:45:17 -0800

Unfinished, theoretical, it needs to be done, up and running, and it should have been done ages ago. While I have every bit of confidence that Chango can do it, I don't have much confidence as to when he can do it. Then again, who knows what progress has been made on VPAY but Chango?

Once, I had close to 1 million shares, then it became over 50k shares after the conversion. That hurt... a lot. This has been languishing for 2 years now since the ban, and it really needs to be finished so that things can finally roll into the positive for us long-time investors that lingered on because of faith in the honor of the powers that be. While it was nice to see the buy up of stocks so the value shot back to L$1 a share, it means nothing if it sinks back down because there is no profit for VPAY, and thus no dividends or true upward movement in the value of the company.

Many of us have been extremely patient, probably more patient than if this was a real world company. Isn't it about time for such patience to be rewarded with results? Don't wait for the Lindens to do something else to screw people over, don't wait for something equally stupid to happen to XStreet.

I need to sell my shares so I can cash out enough money to invest in a few RL things. Once that investment starts bearing fruit, I can reinvest back into SLCAPEX several times over... but I need to see some action in an upward direction on VPAY.

Honor Virtutis Praemium...
Silverblade Dagger

in topic lolwut? (oO) by Silverblade Dagger

Re: lolwut? (oO)

Thu, 11 Mar 2010 06:31:19 -0800

Of course not. I don't view it as an unfinished payment gateway, I view it as a theoretical payment gateway.

in topic lolwut? (oO) by Jadge Jacobus

Re: lolwut? (oO)

Wed, 10 Mar 2010 09:48:49 -0800

Do any of you actually believe an (unfinished) payment gateway is worth paying over 9,000,000 L$ for ?

in topic lolwut? (oO) by Andy Grant

Re: lolwut? (oO)

Sat, 27 Feb 2010 15:03:46 -0800

Doesn't help me, I'm trying to buy more but I'm not one of these rich kids :p

in topic lolwut? (oO) by Steve Ellsmere

Re: lolwut? (oO)

Fri, 26 Feb 2010 09:21:59 -0800

I know!

At least the price is holding up so far. My guess is somebody is buying all the cheap shares. Once people catch on, they'll reprice their shares. With luck. It'll stay up until we hear what will happen going forward and we can get at least some of our Lindens back.

in topic lolwut? (oO) by Shaggy Yer

lolwut? (oO)

Tue, 16 Feb 2010 21:08:37 -0800

So I came back on the forums after a while and see that my VPAY portfolio jumped over 400% (pleasant surprise).

Has progress been made on VPAY or are folks just buying up shares again?

in topic lolwut? (oO) by Steve Ellsmere

Re: Ugh..

Fri, 12 Feb 2010 07:06:20 -0800

I know. I got an alert the price topped $.50, I was like "aroo?"

I see it hit $.82. Wow. But then I see the gap of the buy was still $.23.

Still good to see movement. Maybe it will hit break even of $1. OH! then all the way back to $25 so I can break even from the bank. Ah, to dream.

in topic Ugh.. by Shaggy Yer

Re: VPAY - Weekly Status Report - for CEO Posting Only

Thu, 11 Feb 2010 22:53:19 -0800

This is a post from the 15th of July.
It's 12th of february 2010, thats a long 6 weeks....

in topic VPAY - Weekly Status Report - for CEO Posting Only by Frans Outlander

Re: Ugh..

Thu, 04 Feb 2010 04:52:54 -0800

hihi -

well seems not all peoples are hopeless.. I just made it in the top ten of shareholders... Yes I invested again and now own rundabout a percent of VPAY. There is a future for VPAY - the only question is where it will be.

Best regards
Esco

in topic Ugh.. by Escortina Pfeffer

Re: Ugh..

Fri, 29 Jan 2010 01:11:20 -0800

Frans, i know this response may sound a bit strange given the circumstances. But, you should never trust an investment advice from anyone who isn't a financial advisor or expect any form of security by placing money into an unregulated, uninsured stranger, especially if you are also offered a return on investment.

You could have placed money at apez or xstreet which offered no return, but there would still be risk that your money could dissapear, because neither of them are regulated.

Time to realize the loss and move on, or speculate SLW may go up once the payment gateway project is accomplished. Either way your money is at risk so long as it is stored as L$ (LL isn't regulated neither).

in topic Ugh.. by Andy Grant

Re: Ugh..

Thu, 28 Jan 2010 09:05:43 -0800

Once up on a time i deposited 12k in a bank because people told me my account could be hacked, putting it on the bank would be safe. Now i looked at that balance again and it's worth not even 200 l$
Talk about ugh !

in topic Ugh.. by Frans Outlander

Re: Progress Update

Fri, 08 Jan 2010 00:32:13 -0800

thank you chango for this update. and respect for your commitment you back to work in January.
at some time or dump their pessimistic prophecy in the forums slcapex.
I hope that players of the platform that we can put our faith will shut up to these bad omens.
best regards,
kikok

in topic Progress Update by kikokenpyr Beaumont

Re: Progress Update

Thu, 07 Jan 2010 17:58:06 -0800

Good to hear! I look forward to seeing what updates are to come.

Honor Virtutis Praemium...
Silverblade Dagger

in topic Progress Update by Silverblade Dagger

Re: Progress Update

Thu, 07 Jan 2010 14:54:59 -0800

Just a quick update that I have started working on VPAY again and making progress. Will keep everyone posted.

Cheers,
/CK

in topic Progress Update by Chango Kanto

Re: LL does it again, Xstreeter New Fees

Wed, 02 Dec 2009 23:22:18 -0800

Lookin' forward to it, I've been wanting to learn LSL and this gives me the motivation to get into it a little more.

Cheers,

in topic LL does it again, Xstreeter New Fees by Steve Ellsmere

Re: LL does it again, Xstreeter New Fees

Wed, 02 Dec 2009 20:35:37 -0800

Hey Steve,

With your experience it should not be very hard to learn LSL. I will send you my IM details inworld and I would like to chat with you and send some resources to get you started. Would be great to have someone helping me with this. If nothing else you can help me do some testing when I start back on the project next month,

Cheers,
/CK

in topic LL does it again, Xstreeter New Fees by Chango Kanto

Re: LL does it again, Xstreeter New Fees

Sun, 29 Nov 2009 17:39:44 -0800

Tho I don't know how to code LSL per se (I did some C in college but not much), but when I graduated college (about 10yrs ago) I was programming in 3-4 languages decently.

So if someone could point me in the direction of some white papers where I could learn to code a delivery unit (SL to MySQL communication...etc.) I could probably learn how to code relatively quickly and give you what help I can.

Thanks,
Steve Ellsmere

in topic LL does it again, Xstreeter New Fees by Steve Ellsmere

Re: LL does it again, Xstreeter New Fees

Sun, 29 Nov 2009 14:45:21 -0800

If you can find someone who can code decently in LSL, I am willing pay them in VPAY shares generously.

Cheers,
/CK

in topic LL does it again, Xstreeter New Fees by Chango Kanto

Re: LL does it again, Xstreeter New Fees

Sun, 29 Nov 2009 08:33:00 -0800

My problem is, that I'm simply too stupid to code stuff in LSL (which seems to be close to C and I don't have an idea about C). But i can ask some friends inworld if they want to code the delivery unit. I doubt they'll do it for free tho :s

Like i said, what i can offer is coding some stuff for the website and it's surroundings as well. Anyway, I'll see what I can do and will keep you updated.

Regards,
Angi

in topic LL does it again, Xstreeter New Fees by Angi Fargis

Re: LL does it again, Xstreeter New Fees

Sat, 28 Nov 2009 18:35:47 -0800

Yes Naya, Arbitrage does still poke his head into SL now and again. I think what Chan was trying to say is that Arb is no longer actively involved in SL Finance other than to pay off his debts (which he's still working to do thru Scott and myself).

We meet about once per month to assess Arbs progress... slow to say the least but steady and he is keeping us appraised of his outside activities as well. I don't expect miracles at this point but he has so far done everything we have demanded of him. IMO that's honorable in spite of what many here have said.

Bo

in topic LL does it again, Xstreeter New Fees by Bogart Beck

Re: LL does it again, Xstreeter New Fees

Sat, 28 Nov 2009 17:22:34 -0800

"The guy who made all the money is long gone from second life"

I don't think so. He's still got JT investments on this exchange and I think he still shows up in world occasionally.

Nya

in topic LL does it again, Xstreeter New Fees by Nyazcawi Perway

Re: LL does it again, Xstreeter New Fees

Sat, 28 Nov 2009 00:47:32 -0800

Thanks Angi, its nice to see someone finally volunteering. I have already got the backend website, html, PHP stuff completed and database tables have been designed and working. What I really need help with is the LSL stuff. Coding and testing the delivery unit.
If you are up to it, let me know and I will get you started right away.

/CK

in topic LL does it again, Xstreeter New Fees by Chango Kanto

Re: LL does it again, Xstreeter New Fees

Fri, 27 Nov 2009 21:05:12 -0800

If you need help coding html and some php stuff, contact me please. Allthough I don't have much freetime on my own, but it would be better to have div's (containers) instead of table designs (i hate table designs / framesets) and probably the use of an alternative CMS would benifit the system, because once you have the layout and database connections, it's easy to alter/edit stuff... just my thoughts

So, if ya need help contact me inworld please ;) will be around saturday and sunday, probably wednesday again.

Regards,
Angi

in topic LL does it again, Xstreeter New Fees by Angi Fargis

Re: LL does it again, Xstreeter New Fees

Thu, 26 Nov 2009 22:01:01 -0800

Why not trying an SPO to try to raise necessary funds?

in topic LL does it again, Xstreeter New Fees by Eliale Morigi

Re: LL does it again, Xstreeter New Fees

Thu, 26 Nov 2009 20:04:03 -0800

Folks,

Things haven't changed since my last update. I still plan to resume the development in Jan as planned. I can login everyday and post a message saying "Things haven't changed" but I dont think it will do much to boost the morale :)

To address some of the specific questions:
>If a company is in activity, we would find monetary movement, but it
>this case we clearly see no sign of activity…..I believe that this due to
>the loan from the current CEO. 115,000 L$ .

The company has no activity because its currently in R&D phase, and I am the CEO and the coder. So as long as I am not writing code there is not much activity - this will continue until Jan.

>This company is clearly showing sign of inability to generate
> income, but also difficulty to find creditors to finance the further
> development of the company.

When I took over VPAY, the impression was that SLW already had all the code required to be operational. Subsequently this has proved wrong and there is a lot of coding yet to be continued. Hence there is no ability to generate an income until the code is fully functional.

> However the question that I ask myself…. What is the 115 000L$
> loan consist of? if the current CEO, Mr Chango Kanto could give us
> some more details about it, but also explain reasons of his none
> communication with the market.

The 115K L$ loan was used to purchase the full ecommerce website thats currently running on http://vpay.slcapex.com/
Unfortunately the website by itself doesnt help until the inworld components are ready. Thats the part I am still coding, and will continue with it in Jan.

> From my point of view, the CEO seemed to lose motivation and
> not willing to carry on his project. This is a characteristic of SL
> CEO who is ready to get off the ship.

From the moment I took over VPAY I have not earned a single penny. The guy who made all the money is long gone from second life, and I am just trying to clean up the mess and see if anything can be salvaged. Contrast this with the CEOs who have access to the IPO funds to get their company started and running, and you will understand how hard it is to be in this position. I have even opened up my own pockets, but its not much use if we cant find someone who can help me with the coding.

So all I can say is that I am still planning to continue writing code for VPAY, but thats only possible when I have spare time which wont be until Jan. So we just have to be patient until then.

Regards,
/Chango

in topic LL does it again, Xstreeter New Fees by Chango Kanto

Re: LL does it again, Xstreeter New Fees

Tue, 24 Nov 2009 01:43:33 -0800

Yes I can understand you both... I hold it like Silverblade.. I still have some very low buy orders placed and was surprised that I got some stocks a few weeks ago. The stocks move up and down just on hearsaying and peoples resigning with their try to invest in this company.

In fact the price of the stocks has absolutely nothing to do with something that would concern the company devellopment itself and I must honestly say..

... even if I would be in Chango's position and had no time till january, I would at least take a look into this Forum once a day and care for the questions, doubts of the peoples that trusted me when investing their Lindens into this company.

In germany we have a saying "Nur sprechenden Leuten kann geholfen werden" .. "Only speaking peoples can be helped" - and for that we need a dialogue with the CEO. Disinformation will finally make more people leave this company.

Best regards
Esco

in topic LL does it again, Xstreeter New Fees by Escortina Pfeffer

Re: LL does it again, Xstreeter New Fees

Sat, 21 Nov 2009 22:23:13 -0800

Dear SynCere, thank you for starting this topic. I have been waiting to see what VPAY would do before investing any fund in this company. However from the last past financial records, we can clearly see that the company is not moving at all. No money in or out. I am wondering what is happening with this company.

If a company is in activity, we would find monetary movement, but it this case we clearly see no sign of activity…..I believe that this due to the loan from the current CEO. 115,000 L$ .

This company is clearly showing sign of inability to generate income, but also difficulty to find creditors to finance the further development of the company.

However the question that I ask myself…. What is the 115 000L$ loan consist of? if the current CEO, Mr Chango Kanto could give us some more details about it, but also explain reasons of his none communication with the market.

From my point of view, the CEO seemed to lose motivation and not willing to carry on his project. This is a characteristic of SL CEO who is ready to get off the ship.

I hope that mr Kanto would prove me wrong and tells us more about the current situation of Vpay, its none activity and what is his feelings about it.

Best regards.

in topic LL does it again, Xstreeter New Fees by JayT Axel

Re: LL does it again, Xstreeter New Fees

Sat, 21 Nov 2009 15:42:05 -0800

I believe I made mention about my dissatisfaction with waiting till January with VPay. Some may chalk it up to impatience, but it is these opportunities that pop up and pass by that really annoy me when it comes to VPay. "Fortune favors the bold", but it rarely favors the procrastinators. I understand that Chango may be up to his eyebrows in things to do, but seriously... VPay direly needs to be up and rolling ASAP. Something of value must be up and rolling, and I'm talking as of August 31st 2009.

CapEx has been crawling in the background, IHMO. Where I used to be here daily, often hourly or minute by minute, now I just don't care anymore. I just don't feel like issues that have been mentioned time and again are being consistently followed up on, i.e. communication. I'm not going to be adding any more of my L$ here till things move, till things are consistent, and people are on the ball. This goes for CapEx and VPay. I'd buy up shares of other stocks, but my "fortune" has been all but dissolved because of VPay, and I have little resources to do much of anything to spread out to other stocks. Where I was once an ardent supporter, now I'm a severely disappointed and dissatisfied hanger-on.

Honor Virtutis Praemium...
Silverblade Dagger

in topic LL does it again, Xstreeter New Fees by Silverblade Dagger

LL does it again, Xstreeter New Fees

Fri, 20 Nov 2009 20:40:02 -0800

I wish Vpay would take a good hard look at the opportunities that keep passing it by.

Ansche has already set up a market place that supplies a number of virtual worlds. I have seen a few others too. Raglan Shire tiring of LL ignoring their tiny community has expanded their website to a market place.

Now LL has announced a whole new fee structure for Xstreeter. All items listed on Xstreeter for 0L-1L will now incur a 99L per item per month listing fee. All items 2L and greater will be subject to a 3L minimum on commission per sale and a 10L per month listing fee.

There are quite a few people irate about this new fee structure and in a nut shell LL has responded with "go peddle the freebie stuff inworld"

While I can understand the desire to sift out the garbage and insure they are insuring a decent profit margin, I can't help but notice that all these changes are adding up to higher costs for lesser services.

Taking out the forum blogs was understandable. Redesigning the land classifieds was necessary although primarily what they have done is make it an uneven playing field for mainland owners. But they have greatly reduced quite a few other amenities that were offered such as the Offered Services, New Product announcements and other very useful topics.

I would much rather be paying my hard earned lindens to other SL residents.

in topic LL does it again, Xstreeter New Fees by SynCere Talon

Re: Monthly Financials?

Tue, 03 Nov 2009 20:10:02 -0800

doesn't that go against the policy here? i thought trading would be halted if the ceo was late posting the monthly's

in topic Monthly Financials? by Nyazcawi Perway

Re: Monthly Financials?

Sat, 31 Oct 2009 11:51:09 -0700

I believe Chango made an announcement awhile back that until the new year there wouldnt be much activity including financials due to RL circumstances.

in topic Monthly Financials? by SynCere Talon

Re: Monthly Financials?

Fri, 30 Oct 2009 20:31:14 -0700

did i miss something? y hasn't there been any financials since aug.?

in topic Monthly Financials? by Nyazcawi Perway

Interesting Turn of Events

Sun, 20 Sep 2009 16:14:41 -0700

I thought you might like to take a look at this. Quite possibly LL buying Xstreeter maybe their own undoing.

With all the major changings going on at Xstreeter, sounds like some major opportunities maybe popping up for VPay should it get off the ground come the new year.

http://www.theregister.co.uk/2009/09/16/secondlife_alderman_class_action_lawsuit/

in topic Interesting Turn of Events by SynCere Talon

Re: Buy/Sell Orders

Thu, 17 Sep 2009 02:34:13 -0700

@Scott

Oh I personally never had a contrary opinion . I was one of those that once had nearly 100k in cash before it was "made" to stocks of slwallet. And even if the stocks kept falling I invested and invested fresh money all the time.

But now as I put roundabout 200k or more Linden Dollars in stocks I think it is time to just sit and wait how the system behind VPay devellopes. Shure - you brought the price up for now and Bogart and others that bought as well - but founded on what?

All I know is that VPay is in a good state and will be finished or continued in January. But even if it IS finished than it must be brought on the market what means good marketing work etc.

This has nothing to do with a lack of trust :P

Shure - if I knew that all my investations I made would one day return and I think for that the stocks had to rise over 20 Linden Dollar per stock - then I would take all my personal financial reserves and invest now. But how realistic is that 12 Million stocks rise in such a way? Hihi - I wish it was like that - really - sort of yahoo II ^^

Best regards
Esco

in topic Buy/Sell Orders by Escortina Pfeffer

Re: Buy/Sell Orders

Wed, 16 Sep 2009 16:57:51 -0700

i knew i shoulda bought a crapton of vpay when it was el cheapo, ah the joys of indecision :)

i was going to sell what i had, but i'm a greedy bastage, so i'm hangin' on to mine :)

in topic Buy/Sell Orders by Steve Ellsmere

Re: Buy/Sell Orders

Wed, 16 Sep 2009 04:11:15 -0700

I think same as Kiko does,

the raising of prices for now is a nice effect but it is not based on any official state of developement of vpay.

I allready invested too much to do so again without more information that might come in January.

My trust is there, that is why I still keep the majority of stocks I brought in. But for now my buy orders will stay at the limit I had. The coming month will show if and how the system itself will work.

Best regards
Esco

in topic Buy/Sell Orders by Escortina Pfeffer

Re: Buy/Sell Orders

Wed, 16 Sep 2009 00:52:08 -0700

scott bravo. nice lift prices vpay. but before the month of January we would like information on the evolution of work chango to avoid a further decline in prices.
Sincerely, kikok

in topic Buy/Sell Orders by kikokenpyr Beaumont

Re: Buy/Sell Orders

Tue, 15 Sep 2009 21:00:36 -0700

i bought some too cash ;-)

in topic Buy/Sell Orders by Bogart Beck

Re: Buy/Sell Orders

Tue, 15 Sep 2009 20:25:58 -0700

Nice result.

in topic Buy/Sell Orders by Cash Yiyuan

Buy/Sell Orders

Tue, 15 Sep 2009 17:49:18 -0700

Hello my fellow shareholders.

I have been reviewing some history, comments and such in regards to VPAY.

It is my personal belief that VPAY can and will be a great product and will be a part of the future of Second Life.

A lot of you have expressed a contrary opinion.

Everyone is entitled to their opinion, so today I purchased another large block of VPAY bringing my holdings to over 1.3 Million shares or over 11% of the stock.

Anyone who no longer believes in this entity I encourage you to set your shares for sale so that those of us who do believe can increase our holdings.

If you do believe follow my lead and lets get as much of the stock as we can and let chan do what he does best.

Thank you,

Scott Nestler

in topic Buy/Sell Orders by Scott Nestler

Re: Progress Update

Fri, 28 Aug 2009 13:21:01 -0700

haha Scott been there done that, ya assuming i dont know where the quick buck is? :P... matter of fact about little over a week ago...nestler bucks :)

in topic Progress Update by Phi Zessinthal

Re: Progress Update

Fri, 28 Aug 2009 12:14:03 -0700

Phi,

I have over 1.2 Million shares of VPAY, I am willing to wait if thats what it needs to be.

If your looking for immediate returns and dividends I suggest investing in NIC ;)

-Scott

in topic Progress Update by Scott Nestler

Re: Progress Update

Fri, 28 Aug 2009 09:21:14 -0700

jesus Silver, its unfortunate you put 1000 on anything really especially when you dont get much communication or divs out of the deal.

in topic Progress Update by Phi Zessinthal

Re: Progress Update

Fri, 28 Aug 2009 01:31:09 -0700

So close to something finished, rolling, and possibly profitable and it's going to sit idle till January while people have money sitting on this, voluntary or not? January 2010... we're talking two years of patience here, two years of watching funds get chopped up to 1/20th and then to near nothing. Two years is a very long time by SL terms.

Chango, I understand you got a lot on your plate, and you've done a lot considering what little you had to start with, but putting this on hold is doing more harm than help. Something better has to be done about this, and it has to stick. I won't apologize for my frustration, or lack of constructive criticism, I'm tired of seeing my patience being repaid with diminished returns. I wish I had helpful ideas to throw out, or something encouraging to say, but it's all been bled out of me with each passing month and each glance at my portfolio value. I know I'm not the only one.

I think it is safe to say that all my past complaints and criticisms still stand. They seem to be addressed and acted on for a short time, then it all falls to the wayside. So much for my $1,000 of play money...

Honor Virtutis Praemium...
Silverblade Dagger

in topic Progress Update by Silverblade Dagger

Progress Update

Wed, 26 Aug 2009 06:41:25 -0700

Not withstanding the self imposed 6-weeks deadline, there have been quite a few posts by the impatient. I wont bother addressing each of them since all they had to do was wait for the 6 weeks.

Anyway in the past 6 weeks I did manage to find enough time for VPAY to make progress. At this point here is the state of the code:

The website itself is around 80% completed (even though changes to the layout is an ongoing thing once we launch).
Delivery unit (DU) lsl scripting: 95% completed
Backend integration with DU: 90% completed
Frontend integration with DU: 10% completed

Overall I would say its 75% complete. I have waited for some other coders to come forward to help out, but so far nothing. Anyway, I am happy to schedule a demo to those of you who are interested in the inner workings, but be aware that to see whats working at this point you need to be a bit tech savvy as the front end is yet to be done.

At this point I have to take a break from VPAY, atleast until January as some big deadlines are coming up. My proposal is for VPAY to go into hibernation until then. If some coder is willing to take over, I would be glad to pass it on, but otherwise we just have to suspend VPAY until Jan.

Cheers,
/CK

in topic Progress Update by Chango Kanto

Re: Anything happening to prevent this going to 0?

Fri, 21 Aug 2009 13:40:30 -0700

guilty :P

was all of the described sheer boredom, for a laugh and poking the dead stock with a stick.

it was very boring looking at 0 lins 0 shares traded, i just thought id put my 6 cents in.

in topic Anything happening to prevent this going to 0? by Phi Zessinthal

Re: Anything happening to prevent this going to 0?

Thu, 20 Aug 2009 22:25:59 -0700

Quite interesting that just one share selling would cause a trading halt. Are we testing the frailty of the Vpay market, looking for a chuckle or just sheer bordom from watching it just sit there.

Kind of reminds me of kids poking a body with a stick.

in topic Anything happening to prevent this going to 0? by SynCere Talon

Re: Anything happening to prevent this going to 0?

Fri, 14 Aug 2009 18:12:34 -0700

Company is temporarily on automatic trading halt. Trading is scheduled to resume at next market open.

It would be a shame that any investor would have the opportunity to sell this "gem".

in topic Anything happening to prevent this going to 0? by Jadge Jacobus

Re: Anything happening to prevent this going to 0?

Fri, 14 Aug 2009 14:53:49 -0700

I vote to chain Chango to a computer and lash him with a wet noodle till VPAY is coded and ready.

(^^)

in topic Anything happening to prevent this going to 0? by Steve Ellsmere

Re: Anything happening to prevent this going to 0?

Fri, 14 Aug 2009 14:25:22 -0700

Sorry to hear that.

in topic Anything happening to prevent this going to 0? by Jadge Jacobus

Re: Anything happening to prevent this going to 0?

Thu, 13 Aug 2009 19:12:38 -0700

I am always around, and I do own just a hair under 1.2mil shares of VPAY

in topic Anything happening to prevent this going to 0? by Scott Nestler

Re: Anything happening to prevent this going to 0?

Thu, 13 Aug 2009 17:58:47 -0700

For starters, show up for "work". Capiche?

in topic Anything happening to prevent this going to 0? by Jadge Jacobus

Re: Anything happening to prevent this going to 0?

Thu, 13 Aug 2009 17:30:42 -0700

Jadge,

What would you like CapEx management to do?

-Scott

in topic Anything happening to prevent this going to 0? by Scott Nestler

Re: Anything happening to prevent this going to 0?

Thu, 13 Aug 2009 16:40:55 -0700

Playing Russian roulette with 5 out of a possible 6 rounds chambered has better odds for "success" than investing with these fools.

in topic Anything happening to prevent this going to 0? by Jadge Jacobus

Re: Anything happening to prevent this going to 0?

Tue, 11 Aug 2009 20:45:32 -0700

Seems to average out to level ground. But I guess no news will do that? The self imposed 6 week deadline approaches. Any news?

in topic Anything happening to prevent this going to 0? by Shaggy Yer

Re: VPAY - Monthly Financial Reports - for CEO Posting Only

Sun, 09 Aug 2009 22:40:40 -0700

Aug 2009 financials have been posted here:
http://www.slcapex.com/financials/view/VPAY/2009-07-31

in topic VPAY - Monthly Financial Reports - for CEO Posting Only by Chango Kanto

Re: Anything happening to prevent this going to 0?

Wed, 29 Jul 2009 14:54:28 -0700

Looks like we've got til August 26th to wonder (see Chango's July 15th comment: http://slcapex.com/forums/topic/VPAY/2533). At this point it's okay to put this company to rest as long as we have some closure. Then SLW/VPAY can finally Rest In Peace!

You know? I've already gone through all the Stages of Grief with this situation: Denial, Anger, Bargaining, Depression, and Acceptance. I've accepted the fate of this company. Let Death come Swift! lol

-Spyder

in topic Anything happening to prevent this going to 0? by Spyder Pow

Re: Anything happening to prevent this going to 0?

Tue, 28 Jul 2009 01:55:01 -0700

Wasn't here for a long time and now that i come back for a few seconds i haven't seen any progress, whatsoever. I have to agree to Silverblade and what he pointed out.

I don't want to see this company or whatever it is going to be dead like the whole projects by Arb, but actually i can't see anything that will prevent us from losing something again.

It doesn't seem like Chango has the nerve to do anything more. I do believe that VPAY still has some market potential coz there is nothing (except xstreet) that can offer what Chango said VPAY will be offering. I sticked to it from the start and won't sell any single share but i've learned my lesson and won't put any more money into it until we know what will happen or what won't.

I don't even know how much will be payed if the company will be liquidated. If it is the actual share price and not even the 1.30 with what VPAY was going live i'd be very disappointed. Actually I do hope (even if RL business is very time consuming for the coder) that Chango will stick to what he said, finish the code, put that damn thing online and finally pay some dividends, let the stock price increase so we won't face a total collapse because the end of VPAY will actually be the end for SLCX...

Think about it...
Regards
Angi F.

in topic Anything happening to prevent this going to 0? by Angi Fargis

Re: VPAY - Weekly Status Report & for CEO Posting Only

Wed, 15 Jul 2009 07:06:31 -0700

Hi,

This week I did manage to find some time for VPAY and made progress with the delivery unit. I hope to continue with this momentum. I understand that unless we can go live soon we are going to lose market advantage. With this in mind, I am giving myself 6 more weeks to see if I can find enough time to complete all the coding. If I cant, then its probably best if we liquidated the company instead of dragging it any further as a lot of you have rightly pointed out. I am proposing a shareholders' meeting in 6 weeks to see where we are and whats the best way forward.

Regards,
/CK

in topic VPAY - Weekly Status Report - for CEO Posting Only by Chango Kanto

Re: Monthly Financials?

Tue, 14 Jul 2009 06:26:32 -0700

just wondering if anyone was on the other then of the line.

thx chango, all news is welcome.

in topic Monthly Financials? by Nyazcawi Perway

Re: VPAY - Monthly Financial Reports & for CEO Posting Only

Tue, 14 Jul 2009 04:14:59 -0700

June 2009 financials have been posted at:
http://www.slcapex.com/financials/view/VPAY/2009-06-30

in topic VPAY - Monthly Financial Reports - for CEO Posting Only by Chango Kanto

Re: Any progress.....updates?

Mon, 13 Jul 2009 13:49:31 -0700

Including no interest from the "ceo". I wish these fools would do what is appropriate which is delist the company and run away with the proceeds.

in topic Any progress.....updates? by Jadge Jacobus

Re: Any progress.....updates?

Mon, 13 Jul 2009 09:01:53 -0700

Chango,

Do you see any future for Vpay?

Maybe it's best that this company should just die as there appears to be no serious interest in developing this product.

Regards,

Cayman

in topic Any progress.....updates? by Cayman Beaumont

Re: Monthly Financials?

Mon, 13 Jul 2009 07:34:14 -0700

Guys,

Have you seen the last 2 financials for VPAY ? They are exact copy and paste since there hasn't been any financial activity. So does it really matter if we post it on 1st or 15th when total income = total expenses = 0 ? If it is just a formality then yes, it will be posted before 15th.

Cheers,
/CK

in topic Monthly Financials? by Chango Kanto

Re: Monthly Financials?

Mon, 13 Jul 2009 04:52:55 -0700

so, due on the the 1st means.......kinda around the 1st?

lets push it to the limit?

as long as the postmark is the 15th, we're not technically late?

Nya

in topic Monthly Financials? by Nyazcawi Perway

Re: Any progress.....updates?

Wed, 08 Jul 2009 14:04:22 -0700

Or at least the mirage of a stream in the desert lol

-Spyder

in topic Any progress.....updates? by Spyder Pow

Re: Anything happening to prevent this going to 0?

Fri, 03 Jul 2009 23:27:57 -0700

I've seen my shares go from just over 1 million in SLW go to the depths of 50k in VPAY. From there I've seen those shares go from L$50k down to L$10k in value. I can take fault in not selling when the selling was good. But am I completely to blame?

Personally, I think that each day that has passed since XStreet was bought out by LL has put barriers, or even coffin nails, in any potential competitor that would follow. I understand that Chango has a lot on his plate, and that SL concerns can't be the complete focus of his waking hours, but this has gone on way too long. This stock should have been put on halt as soon as it was opened, of course, I say this looking back. Would an IPO be opened for a company that has no product out for a foreseeable future or a definite time frame? The traditional summer slump seems to only make things worse.

I've railed about communication many times over the past couple years or so. It starts off regularly at first, lasting a few weeks, and then it trails off into barely enough to know what is going on if anything is going on at all. Would other companies get away with this? The forums and news page should be humming more than once a week, and certainly more than once or twice a month, for VPAY as well as other companies listed, and not just by shareholders making a noise about this or that.

I'm normally a realist/optimist, but I see a death spiral pattern emerging here. As much as I've had faith in Arb, Bo, Scott and etc, to do things right, I must admit that I'm not really hopeful about VPAY, let alone CapEx as a whole. I'd like to be wrong, but I can't claim much confidence in how things are going. My patience, as well as the ~$1000 USD I've put into SL has been worn extremely thin.

I've also stated in many posts that people shouldn't just bash and trash without offering something constructive. All I can say is communicate as often as possible, and even when it's not. Halt this sucker and open it up when it goes live. Clean up all the frozen companies or remove them, 1/3 of an exchange being frozen is ridiculous. Be more rigid on enforcing the rules. A lot of these things should be obvious. Whatever happened to the days when there were over a million shares exchanged in a single day? Why is it that barely a few thousand are exchanged now? Whatever happened to mandatory shareholder meetings every month or so? Tighten up this ship guys, because I don't wanna spend my time in a dinghy, or getting my feet ripped off by sharks while trying to keep my water wings inflated! I wanna see some ass kicking, and putting other exchanges to shame, and you guys, TPTB, gotta step up somewhere, or people are gonna step out.

Honor Virtutis Praemium...
Silverblade Dagger

in topic Anything happening to prevent this going to 0? by Silverblade Dagger

Re: Anything happening to prevent this going to 0?

Fri, 03 Jul 2009 21:01:37 -0700

Andy,

My feeling is why buy a street when you can own the city.....

I purchase shares in all CapEx companies.....one day I shall own enough in every company to appear on all the top 10 lists....

Just not today.

-Scott

in topic Anything happening to prevent this going to 0? by Scott Nestler

SLCapex forum - Virtual Payment Systems, Inc.

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Re: YOU , who confiscated my friends VPAY shares !

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Re: YOU , who confiscated my friends VPAY shares !

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YOU , who confiscated my friends VPAY shares !

Re: VPAY shareholders&#39; meeting on 13th march... any informations?

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lolwut? (oO)

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